Fees & Financing

We will do what we can so that financial issues do not stand in the way of your transition and you living your best life. This page covers fees & financing options for patients paying out-of-pocket (not through an insurance plan).

Does the GCC offer free surgery?

Yes, but only through established non profit organizations that have developed expertise in assessing need and in selection of applicants. Read below to learn more about this process.

Plastic Surgery Financing Through Care Credit

Our center is pleased to work with patients through a plastic surgery financing company called Care Credit, to help people finance the costs of their surgical procedure, if needed. Please follow the link below to their website for further information, easy online instant application, and other useful tools like their payment calculator.  happy to provide convenient financing options to our patients. Click on the link below to begin a financing application immediately. There is no commitment whatsoever for applying, and within minutes you’ll have an answer regarding approval status for your procedure.

The CareCredit card is North America’s leading patient payment program. The CareCredit card is as easy to use as a regular credit card, but is designed specifically to help you meet your health needs. Best of all, CareCredit offers convenient payment plans and no hidden costs. You can use your CareCredit card for follow-up appointments as well as surgery.

For help on applying for these loans and how to qualify, click here.

Gender Confirmation Procedure Fees

Chest reconstruction top surgery $8,500 – 10,000
Breast Augmentation $8,000 – 9,500
Liposuction (1 area such as stomach or thighs) $5,500 – 6,500
Liposuction (whole trunk) $9,500 – 10,500
Brazilian Butt Lift ( liposuction with buttocks fat grafting)  $15,000 – 18,000
Pathology (required for chest reconstruction, see PDF) estimate of $600

*These are cash pay rates. Contracted insurance rates will differ.

Plastic Surgery Costs

The following costs are included in the above estimates for surgical procedures:

  1. Consultations before and follow-up appointments after surgery
  2. Surgeon’s Fee
  3. Operating room fees
  4. Anesthesia fee
  5. Implants and postoperative garments

We know that everyone’s unique goals and body type deserves proper attention and care. During a consultation, you and your surgeon will decide what type of surgery is necessary to achieve your goals. This will be reflected in the final procedure cost. Therefore, the costs outlined above are general estimates only. Exact price quotations cannot be made online or over the telephone. However, as part of your consultation, you will find out the exact costs of the procedures.

There is no charge for either in-person or virtual consultations. However, if you consult with a GCC surgeon under an insurance plan, the consultation fee will be aligned with your insurance’s terms.

Partner organizations for pro-bono surgery

Point of pride is an example, as is the Jim Collins Foundation and also Genderbands. We offer free surgeries through their organizations but we feel strongly that we need to keep the decision-making process fair and at arms length as to which applicants are selected.  So we allow these other experienced organizations to select the recipients of grants and then our clinicians confirm that they are good candidates for surgery via the regular consultation process before proceeding.

The Jim Collins Foundation

The Jim Collins Foundation raises money to fund gender confirming surgeries for transgender, nonbinary, and gender diverse people who need surgery to live a healthy life but are unable to pay for it themselves. The Jim Collins Foundation is a community-based initiative promoting the self-determination and empowerment of all transgender people.

Point of Pride

Point of Pride is a foundation that offers an annual gender affirming surgery grant. It is a scholarship-like program that provides direct financial assistance to trans folks who cannot afford their gender-affirming surgery. To learn more please visit www.pointofpride.org


Genderbands is an international nonprofit 501(c)(3) organization that serves the transgender, gender non-conforming, and other gender-diverse communities. The organization is largely volunteer-run and executes programming, services, and events on both a local and international scale. To learn more please visit www.genderbands.org/about